Things you should know about Careshield Life enhancements!
What are careshield life enhancements?
Enhancements are plans which complement your basic CareShield Life plan by offering additional benefits, such as higher monthly payout amounts, which enhance your coverage.
How to claim for payouts (without enhancements)?
You can make a claim if you are assessed by a MOH-accredited severe disability assessor to be unable to perform at least 3 out of the 6 Activities of Daily Living (ADLs).
Washing Ability to wash in the bath or wash by other means.
Dressing Ability to put on, take off all garments or any brace/ sartificial limbs/surgical/ medical appliances.
Feeding Ability to feed oneself food after it has been prepared.
Toileting Ability to use the lavatory or manage bowel and bladder function.
Walking Ability to move indoors from room to room on level surfaces.
Transferring Ability to move from a bed to an upright chair and vice versa.
What are the benefits of enhancements?
Great Eastern careshield enhancement
1. Up to S$15,000 payout on every occurrence of mild disability GREAT CareShield Advantage’s Initial Benefit gives you a lump sum payout of three times the Monthly Benefit, as soon as you are unable to perform just one out of the six Activities of Daily Living (ADLs).
The Initial Benefit may be payable again upon your full recovery to provide you with the coverage for subsequent episodes of mild disability. Great Eastern also waive your future premiums.
2. Up to lifetime monthly payouts for moderate disability Great eastern careshield enhancement plan gives you monthly benefits upon moderate disability when you’re unable to perform just two ADLs. With Great CareShield Advantage, you can increase your lifetime monthly benefit up to S$5,000, to pay for your desired personal and health care needs.
3. Premiums payable in part or full by MediSave
With level premiums , maximise your coverage without having to pay increasing premiums as you get older. GREAT CareShield premiums can be paid by cash, your own MediSave funds or the MediSave funds of your family members, up to a limit of S$600 per calendar year per insured person.
How to check if you are covered under enhancements?
You may check CPF Board’s website by logging in with your Singpass.
How to pay for careshield life enhancements?
Premiums for your Supplements can be paid by cash or using your own or your family members’ MediSave, up to a limit of $600 per calendar year per person insured.